Typical Ranch Closing Costs

Buying property is an exciting milestone, and all parties involved look forward to closing day. While closing costs are similar regardless of property type, closing on a ranch may present a few differences at closing time. Here, we share many of the typical ranch closing costs to expect on the big day.


Whether you’re purchasing a ranch through a lender or buying in cash, you’ll still be responsible for statutory costs at closing. These fees include payments to state and local entities, and often consist of pro-rated taxes, transfer taxes, title search costs, and more. When you purchase a farm or ranch, you may want an attorney on your side to assist in navigating tax laws and other considerations. Attorney fees vary, and most charge an hourly fee.


When it’s time to close on your property, finance and lender charges are included in the cost. Finance and lender fees typically include the following:

  • Origination fee. This expense is required for processing the mortgage application.
  • Credit report charge. When applying for a mortgage, your lender will run your credit report. This usually includes a $50 fee.
  • Document preparation fees. Closing on a ranch requires an enormous amount of paperwork, and processing these documents may come with a small cost at closing.
  • Land survey. Land surveys generally aren’t a part of purchasing a home in the city or suburbs. However, it’s crucial to have an in-depth understanding of the tract of land you’re planning to buy. A land survey confirms the exact dimensions and number of acres you’re purchasing and provides documentation on the buildings and structures on the property.
  • Lenders need to know that the ranch is worth at least as much as the loan, so an appraisal may be required before closing. This fee is typically paid by the buyer at closing time.

Becoming a ranch owner is a feat that many Americans aspire to. Before you begin the shopping process, it’s important to have an understanding of the closing costs associated with the purchase. Additional costs may apply if you’re buying equipment or livestock in addition to the land and structures, and these are often paid outside of closing. If you’d like to pursue the possibility of purchasing a ranch this year, we can help. Our team sources ranches throughout the United States, and we’re happy to help you find the ideal property. To learn more about our listings, please reach out to our team.

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